Instant downloadSpreadsheet Templates
Cash Envelope and Sinking Funds Excel Template
Give every dollar a job, then see what's left in each envelope as you spend. This cash envelope budget spreadsheet keeps a live balance for up to 28 envelopes, so there's no more guessing what remains in the grocery fund.
Log money going in and coming out, and the balances, 18 sinking funds with On track or Behind status, the dashboard and three savings challenges update on their own. The challenges are the 52-week challenge, the 100 envelope challenge and a no-spend day tracker, and a payday plan works out the cash to withdraw and how to split it into bills for each envelope.
Borrowing between envelopes is handled properly, and it works in any currency. You receive a blank workbook, a sample workbook with a fictional year and a quick-start guide, for Microsoft Excel 2010 or newer on Windows and Mac, with no macros and no add-ins.
Details
- Microsoft Excel 2010 or newer (Windows and Mac), .xlsx file
- 10 tabs: up to 28 envelopes and 18 sinking funds
- 52-week, 100 envelope and no-spend day challenges
- A payday plan that splits each fill into bills
- No macros or add-ins: standard formulas only
- Blank workbook, sample workbook and quick-start guide (PDF)
- Instant download, available worldwide
- No physical item is shipped
- Your files appear under Purchases in your Etsy account, and Etsy emails you a download link
- Digital downloads can't be returned or exchanged
Tip Start with just the five envelopes you actually spend from each week; you can add the rest once the habit sticks.
